Save income. That is one of the pillars of basic money management. Even if it's only a smidgen with the you earn, its still money staying with you - the maxim for any successful solitary. Open a savings account or keep your money from a fixed deposit account and earn interest just in so doing nothing. Start thinking about opening up restricted accounts like money market accounts that earn a larger interest rate (4 - 6%) includes rules and regulations about extracting the money - curbing any binge spending when you're tempted to learn.

Identify why you are in debt - Causes - Until you identify how and why you are with debt you will either not come out or when you come out someday, you will quickly dive back engrossed. Are you there because you are impulsive